Editor’s Note:

This video, featuring “Insuring Your Health” columnist Michelle Andrews, contains out-of-date information for uninsured consumers seeking coverage when they have a medical problem. The video, published March 11, had been taped before the federal government announced in February that it was stopping enrollment in the Pre-Existing Condition Insurance Plans (PCIP). Those plans, also known as high-risk pools, operate in each state and were established as part of the 2010 federal health law to help provide coverage to people with medical problems who could not get insurance on the private market. The government began closing enrollment on Feb. 15 and the last enrollments were allowed on March 2.