Little-known rules require all health insurance companies to help pay claims when any one of them fails. Penn Treaty failed big — and insurers around the country are likely to pass those costs onto policyholders.
La evidencia está mostrando que los deducibles altos han obligado a la gente a retrasar atención que podría prevenir emergencias de salud más tarde, o mejorar su calidad de vida.
The number of Americans with high-deductible health plans is growing, along with the fear that even insured people won’t get the care they need because it’s too costly.
A key bill provision would likely lower premiums, but coverage would be skimpier with consumers left to figure out the trade-offs.
A little-noticed provision of the Senate GOP health plan would unwind an Affordable Care Act provision limiting insurer profits, administrative costs.
Although some people below the poverty level will now be able to qualify for premium subsidies, they may have trouble covering the out-of-pocket costs.
The latest Republican plan to revamp the health law reshapes how age and income affect what help consumers get for paying premiums.
Los republicanos en el Senado revelaron un proyecto de ley de salud que transformaría dramáticamente el programa Medicaid, que ayuda a 70 millones de personas de bajos ingresos a tener cobertura de salud.
Despite promises to craft their own way to revamp the federal health law, the Senate Republican bill follows the House’s lead in many ways.
The report by the nonpartisan Congressional Budget Office evaluates last-minute changes made to the bill to help propel it to passage.
El reporte dado a conocer por la Oficina de Presupuesto del Congreso indica que bajo una ley republicana de salud habría 23 millones de personas más sin seguro, y que millones pagarían mucho más por la atención de salud.
The Republican health plan would require insurers to offer coverage to people who have preexisting medical conditions. But if states opt to allow insurers to charge sick people more than healthy ones, people who have been more than 63 days without coverage could see significantly higher insurance costs.
The larger an area’s population, the more likely insurers will compete in that market, according to an Urban Institute analysis.
Health insurers must submit initial rates to California’s exchange on Monday, but confusion persists over core elements of the current health law.
In a letter to all governors, HHS Secretary Tom Price invited them to consider seeking federal help to set up reinsurance funds that would help cover losses that insurers have because of high numbers of sick patients.
The federal health law requires most insurance plans to offer 10 specific categories of essential benefits. Conservatives would like to get rid of that rule in the hopes of bringing down premium costs.
Exchange enrollees and insurers fret over a lawsuit that could end federal help with copays and deductibles.
Los subsidios que ayudan a las personas con sus copagos y deducibles, distintos a los créditos impositivos para pagar las primas, están en medio de una batalla legal luego de una demanda republicana.
As Republicans consider how to bring down costs for younger people, lawmakers may relax or eliminate the restrictions on how much more insurers can charge older consumers.
A record 6.4 million Americans signed up for plans through healthcare.gov in the first weeks of open enrollment – 400,000 more than last year at this time, federal officials say.