Michigan Lawmakers Introduce Bills Package To Expand Access to Health Care to State’s Uninsured
Michigan lawmakers introduced health reform packages this week, the Detroit News reports. On Thursday, state senators introduced a bipartisan package of health care bills aimed at expanding health insurance coverage to the state's 1.2 million uninsured residents. The package, named MI Health, would establish two state health plans that provide the residents with more affordable and accessible coverage options.
MI Access would expand the state Medicaid program to include residents with annual incomes under 200% of the federal poverty level, and beneficiaries would contribute copayments for services and medications. MI Coverage would provide subsidized coverage options for residents with annual incomes at 200% to 300% of the poverty level. Fees for residents under MI Coverage would be set according to their health levels and habits (Bouffard, Detroit News, 5/14).
The proposed legislation package also would create a state fund that pays for insurance claims exceeding $25,000, or up to $250,000 per year, with health plans making contributions to the fund. In addition, the package proposes to bar commercial insurers from rejecting coverage for applicants with chronic conditions or increasing their premiums if they have been previously diagnosed with a chronic condition (Anstett, Detroit Free Press, 5/15).