Latest KFF Health News Stories
ACA Sign-Ups for Low-Income People Roll Out Amid Brokers’ Concerns About Losing Their Cut
The Biden administration unveiled a new special enrollment option aimed at signing up low-income Americans for Affordable Care Act coverage — even if it is outside of the usual annual open enrollment period. But insurers are cutting broker commissions at the same time.
‘An Arm and a Leg’: How to Avoid the Worst Health Insurance
Listen to a journalist’s first-person horror story on shopping for health insurance — and learn how to avoid the pitfalls.
Bye-Bye to Health Insurance ‘Birthday Rule’? Kansas Lawmaker Floats Fix
U.S. Rep. Sharice Davids (D-Kansas) introduced a bill to do away with a health insurance rule that dictates which parent’s plan becomes a new baby’s primary insurer. This could save some parents from unexpected, sometimes massive medical bills. Davids took up the issue after a KHN/NPR Bill of the Month story on one family’s unexpected $207,455 NICU bill.
Illinois Is First in the Nation to Extend Health Coverage to Undocumented Seniors
As the pandemic hits Latino communities especially hard, Illinois is expanding public health insurance to all low-income noncitizen seniors. Advocates hope other states follow its lead.
Trump Rule Gives Small Companies a New Tool to Help Workers Buy Health Coverage
Instead of taking on the expense of traditional health plans, some small businesses are setting up an “individual coverage health reimbursement arrangement” that allows them to give workers money to put toward comprehensive coverage on the individual insurance market. But consumer advocates are concerned they may shortchange some workers.
Think Your Health Care Is Covered? Beware of the ‘Junk’ Insurance Plan
Millions of people are looking for coverage on the federal and state marketplaces right now. Sometimes it’s hard to tell the difference between a comprehensive plan and a “junk” plan with limited benefits and coverage restrictions.
During ACA Open Enrollment, Picking a Plan Invites New COVID Complications
COVID-19’s “long haulers” — patients with lingering effects of the disease — have joined the ranks of Americans with preexisting conditions. For those shopping for health coverage on the individual market, here’s help navigating an uncharted insurance landscape.
Even With ACA’s Fate in Flux, Open Enrollment Starts Soon. Here’s What’s New.
The Affordable Care Act’s future is uncertain and there’s no end in sight to the pandemic. Still, the 2021 insurance year is marked by stability.
Job-Based Health Insurance Costs Are Up 4% This Year, 55% in Past Decade
A family plan costs, on average, more than $21,000 this year and workers pay nearly $5,600 toward that cost, the annual KFF survey of employers finds.
Lights, Camera, No Action: Insurance Woes Beset Entertainment Industry Workers
Many actors, directors, backstage workers and others in the entertainment industry are often eligible for health coverage through their unions, a model that some experts promote for other gig workers. But coverage is determined by past employment, and many of these professionals aren’t working because of the coronavirus.
Covered California Announces Record-Low Rate Hike for 2021
Health plans offered through Covered California, the health insurance exchange, will increase premiums by a statewide average of 0.6% next year. Health insurers reported strong profits in the second quarter of 2020 as their expenses plunged because of fewer surgeries and patient visits for non-COVID treatment.
Missourians to Vote on Medicaid Expansion as Crisis Leaves Millions Without Insurance
Around the country, Medicaid enrollment is up as people who have lost jobs during the pandemic seek health insurance. Expanding eligibility for Missouri’s program, which could help thousands of recently unemployed residents, will be on the ballot Tuesday.
Last Thing Patients Need During Pandemic: Being Last to Know a Doctor Left Network
Health plan network changes occur all the time as doctors retire, relocate or leave networks. Unfortunately, patients may be the last to find out about such changes because there are often few requirements that either providers or insurers inform them.
Administration Eases Rules to Give Laid-Off Workers More Time to Sign Up for COBRA
Under the federal COBRA law, people who lose health coverage because of a layoff or a reduction in their hours generally have 60 days to decide whether to pay to maintain that coverage. But under new regulations, the clock won’t start ticking until the government says the coronavirus national emergency is over, and then consumers will have 120 days to act.
Azar Says Federal Law Had Preexisting Conditions Covered Before ACA. Not So Much.
This appears to be an overstatement.
If You’ve Lost Your Health Plan In The COVID Crisis, You’ve Got Options
But some of those options, like special enrollment periods, are time-sensitive.
How A Company Misappropriated Native American Culture To Sell Health Insurance
Maine investigators find one patient’s saga with O’NA HealthCare offers a cautionary tale for anyone looking for cut-rate coverage online.
Tourists, Beware: Foreign Visitors’ Travel Health Insurance Might Exclude Pandemics
Many travel insurance plans offer health care coverage, but they could limit how much the insurer will pay or exclude coverage for health crises like the coronavirus pandemic. That may leave foreign travelers — unfamiliar with the way the American health system works ― on the hook for major expenses.
Health Insurers Prosper As COVID-19 Deflates Demand For Elective Treatments
With most nonemergency procedures shelved for now, many health insurers are expected to see profits in the near term, but the longer view of how the coronavirus will affect them is far more complicated and could well impact what people pay for coverage next year.
Hoping That Insurance Expansion Will Help Tamp Outbreak, 9 States Reopen Marketplaces
The states are allowing new enrollments this month to help ease consumers’ concerns about the cost of health care so that the sick will not be deterred from seeking medical attention and inadvertently spread the virus.
