Updated on Oct. 1
One of the biggest questions about Obamacare is whether its new consumer protections might lead to higher costs for some people buying coverage on their own — or through small groups — when they purchase it via the online insurance marketplaces that open for enrollment Oct. 1.
A growing number of states have released approved 2014 premiums and other details about individual and small group insurance plans that will available on the marketplaces, also called exchanges. Those rates do not take into account the federal tax credits that many people will be eligible for. In addition, the federal government must give final approval to the plans in September.
Learn More: Five Things To Know About Obamacare Premiums
Some states such as Arkansas, Illinois and New Hampshire have approved their rates but have not released any information about premiums and say they don’t plan to do so until Oct. 1.
States that are running their own exchanges, such as California, provide details about the benefits in each state-approved plan in each region of the state.
States who have declined to run their own and who will have federally-run exchanges, still must have the premiums approved by the Obama administration.
The following are links to publicly released data from states that have made their information available. KHN will add links to other states as they are published.
|California: Covered California brochure (PDF)|
|Colorado: Colorado Division of Insurance website|
|District of Columbia: D.C. Health Link chart (PDF)|
|Connecticut: Anthem (indiv.) | Anthem (sm. grp.) | ConnectiCare Benefits, Inc. (indiv.) | Healthy CT (indiv.) | Healthy CT (sm. grp.) | United Healthcare (sm. grp.)|
|Hawaii: Hawaii Department of Commerce and Consumer Affairs press release|
|Idaho: Your Health Idaho website|
|Kentucky: Kentucky governor’s office website|
|Maryland: Maryland Insurance Administration website|
|Minnesota: Minnesota Department of Commerce website|
|Nevada: Nevada Division of Insurance website|
|New Mexico: New Mexico Superintendent of Insurance chart (PDF)|
|New York: New York Governor’s Office chart (PDF)|
|Oregon: Oregon Insurance Division website|
|Rhode Island: Rhode Island Office of the Health Insurance Commissioner press release (PDF)|
|Vermont: Vermont Health Connect chart (PDF)|
|Washington: Washington State Office of the Insurance Commissioner website|
State-federal partnership exchanges:
|Arkansas: Arkansas Health Connector chart (PDF)|
|Delaware: Choose Health Delaware website|
|Illinois: State of Illinois press release|
|Iowa: Iowa Insurance Division website|
Federally run exchanges: