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Firms are offering more traditional plans alongside or instead of the plans with sky-high deductibles that may have been the only option in the past. The change comes as employers are finding that workers like the predictability of a traditional plan and that providing more generous plans can help with recruiting in a tight labor market.
The tax on generous health plans — originally envisioned as a way to help pay for the ACA and change consumers’ behavior — has never been implemented, and Congress is considering repeal.
You asked about drug prices, the “Cadillac tax” on generous insurance plans and why Americans don’t know that most other countries also have combination public-private insurance systems. This week, Anna Edney of Bloomberg News, Alice Miranda Ollstein of Politico and Caitlin Owens of Axios join KHN’s Julie Rovner to answer those questions.
Presidential candidate Joe Biden unveiled a health plan intended to provide a more moderate alternative to his competitors’ “Medicare for All” plans. It would build on the Affordable Care Act but would go much further. Margot Sanger-Katz of The New York Times, Joanne Kenen of Politico and Kimberly Leonard of the Washington Examiner join KHN’s Julie Rovner to discuss this, plus Planned Parenthood’s very bad week, the U.S. House vote to repeal the health law’s “Cadillac tax” on generous health plans, and the reduction in deaths from opioids.
Once viewed as a promising cost-control tool, such insurance faces new competition on benefits menus from more traditional insurance. But, according to new research, none of those choices is getting less expensive.
Individuals who require very specialized care for their health are advised to make their case when a plan doesn’t cover their doctor.
Although Republicans flirted with the idea of changing the tax code so that the value of employer-sponsored health insurance is added to workers’ tax liability, House leaders decided to instead keep the ACA’s tax on insurers and employers that provide generous coverage.
As part of their efforts to get rid of the health law, Republicans have pledged to overturn all its taxes. But that might hamper their efforts to find a replacement.
Some “must-pass” health legislation next year could give the new administration a vehicle for some proposals that might not be able to clear political or procedural hurdles on their own.
Increased comparative information on health plans is helping consumers shop, says Margaret O’Kane, president of the National Committee for Quality Assurance.
A plan to tax high-value health insurance plans is meeting stiff resistance from both sides of the aisle in Congress despite calls to make employers more demanding health coverage shoppers – and the $87 billion in revenue the tax could generate over the next decade.