La evidencia está mostrando que los deducibles altos han obligado a la gente a retrasar atención que podría prevenir emergencias de salud más tarde, o mejorar su calidad de vida.
The number of Americans with high-deductible health plans is growing, along with the fear that even insured people won’t get the care they need because it’s too costly.
High-deductible health insurance plans linked to a health savings account cannot cover some care and drug expenses for chronic health conditions until the patient has met a deductible.
What will happen to people with preexisting conditions is one worry some Americans expressed; the high costs of insurance under Obamacare is another.
Out-of-pocket costs can rise dramatically for children with chronic health issues if a family changes marketplace coverage, according to a new study.
Exchange enrollees and insurers fret over a lawsuit that could end federal help with copays and deductibles.
Los subsidios que ayudan a las personas con sus copagos y deducibles, distintos a los créditos impositivos para pagar las primas, están en medio de una batalla legal luego de una demanda republicana.
IRS rules limit plans set up to link to health savings accounts from covering most care until the deductible is paid off, but proposed legislation would expand what’s allowed.
The standardized policy options would provide a way for consumers to make apples-to-apples comparisons.
The Department of Health and Human Services issues new rules designed to simplify health coverage consumers buy through Healthcare.gov.
An analysis from the Health Care Cost Institute finds that less than half of health care costs are for services considered “shoppable,” and consumers’ out-of-pocket spending on that is just 7 percent of all spending.
But Mark Bertolini wants the country’s marketplaces to better serve young people, who define
healthy as “looking good in their underwear.”
Congress left it to states to determine whether private Medigap plans are sold to the more than 9 million disabled people younger than 65 who qualify for Medicare. The result: rules vary across the country.
People sometimes put together a variety of policies, such as short-term and critical illness plans, instead of buying more expensive comprehensive health coverage. But they likely will face federal health law penalties.
Officials have proposed establishing six options for the exchange plans that would set standard deductibles and maximum out-of-pocket spending limits, among other things.
A startup company called BeneStream helps businesses get their low-wage workers on Medicaid to meet the health law’s mandate for employers.
Even savvy consumers stumble over terms like “coinsurance.”
The group ColoradoCareYES gathered enough signatures — more than 100,000 — to put a single-payer health system on the ballot next fall. But the price tag is a worry to some.
Even as premiums for employer-based insurance increased only moderately this year, deductibles rose faster than total spending.