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The federal Centers for Medicare & Medicaid Services advised the state that its plan to offer state-based insurance plans falls short of the Obamacare rules and could result in penalties for insurers.
The policy change is likely to entice younger and healthier people from the general insurance pool by allowing a range of lower-cost options that don’t include all the benefits required by the federal health law.
Focus turns to whether the Trump administration will challenge Idaho’s move to allow such plans to be sold to individuals.
Many eyes are on the Trump administration to see how officials respond to Idaho’s approach to health insurance, which flouts some aspects of the Affordable Care Act.
The measure proposed by Sens. Lindsey Graham (R-S.C.) and Bill Cassidy (R-La.) would disrupt the existing health system more than any of the measures considered so far this year, according to supporters and critics.
Sharing ministries are based on biblical principles and are not the same as commercial insurance. They are not legally binding and may not cover some common medical expenses.
Julie Rovner of Kaiser Health News, Joanne Kenen of Politico, Margot Sanger-Katz of The New York Times and Paige Winfield Cunningham of The Washington Post discuss the state of the Senate’s effort to replace Obamacare.
Thinking they were protected from insurance discrimination, many people got tested to see if they were likely to develop serious diseases. Legislation pushed by Republican leaders in Congress would leave them vulnerable.
Experts say the loopholes would allow states to bypass some protections for people with preexisting conditions.
Corinne Bobbie has a love-hate relationship with the Affordable Care Act. As the GOP tries to repeal the law, the experiences and fears of voters like Bobbie could determine a politician’s fate.
The race for Montana’s one and only seat in the House of Representatives will be decided Thursday, and health care is taking center stage in the race’s last week.
Before the Affordable Care Act’s exchanges began, Maine had an “invisible high-risk pool” in place. Republican lawmakers are pointing to it as a success — but it was better funded by a vast margin than the high-risk pools in the House replacement bill.
The Republican health plan would require insurers to offer coverage to people who have preexisting medical conditions. But if states opt to allow insurers to charge sick people more than healthy ones, people who have been more than 63 days without coverage could see significantly higher insurance costs.
What will happen to people with preexisting conditions is one worry some Americans expressed; the high costs of insurance under Obamacare is another.
“I’m not going to risk my son’s health on the political whims of Jefferson City,” says one Missouri father, whose son requires about $20,000 to $30,000 in medical care expenses a year. The new GOP health bill to repeal the Affordable Care Act lets states decide whether or not insurers must cover people with preexisting conditions, such as birth defects.
With limited federal subsidies under the GOP health care bill, experts say states like California and New York would be under pressure to cut costs. That could mean shrinking benefits and dropping the prohibition against charging sicker patients higher premiums.
CEO Paul Markovich said he opposes the Republican plan because it would allow insurers to once again discriminate against people with preexisting conditions. “We are better than that,” he said.
Despite pressure from the White House and GOP leaders, Republicans have not yet secured enough votes to pass their health law replacement bill. Here’s a look at their choices going forward.
Before the federal health law guarantee that consumers cannot be turned down because of their medical history, it was difficult to balance insurers’ needs to make a profit and individuals’ needs for coverage.
The federal health law made it feasible for the AIDS Drug Assistance Program to expand its efforts and help patients buy marketplace insurance plans to cover drugs and other health care.